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Auto Refinance Loan

Auto Refinance Loan

Estimate how much you might save by refinancing your auto loan

Go to refinance calculator button

The Preferred Rewards program is our way of rewarding you for what you already do, members can get an interest rate discount Footnote 1 of


Gold Tier


Platinum Tier


Platinum Honors Tier and higher

2 reasons to consider refinancing your car loan

  • Reduce your monthly payments: Refinancing your auto loan may reduce your monthly payments by lowering your interest rate and/or extending your loan term. Footnote 2
  • Reduce the total amount of interest you pay on your car loan: Refinancing your auto loan to a lower interest rate and/or a shorter term may reduce the total amount of interest you pay.

Applying is fast and easy

There's no fee to apply—and most decisions take about 60 seconds.

Get more with Bank
of America auto
refinance loans

  • 60-second decision (for most applicants)
    with a 30-day rate lock Footnote 3

  • No fee to apply for your refinance loan

  • Manage all your BofA accounts in one place