Get a fixed-rate loan for new cars, used cars and refinancing.
Page unavailable.
We're sorry, the Bank of America page you are trying to reach is temporarily unavailable.
We apologize for the inconvenience.
Advertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. These discounts will be reflected in your individual APR quote if you are approved for a loan.
New car (dealer):
Example: A 5-year, fixed-rate new car loan for $38,000 would have 60 monthly payments of $701.37 each, at annual percentage rate (APR) of 4.09%.
Used car (dealer):
Example: A 5-year, fixed-rate used car loan for $25,000 would have 60 monthly payments of $463.69 each, at an annual percentage rate (APR) of 4.29%.
Refinance:
Example: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $426.60 each, at an annual percentage rate (APR) of 4.29%.
Buy out your lease:
Example: A 5-year, fixed-rate lease buy-out loan for $20,000 would have 60 monthly payments of $370.95 each, at an annual percentage rate (APR) of 4.29%.
Private party:
Example: A 5-year, fixed-rate private party loan for $18,000 would have 60 monthly payments of $347.91 each, at an annual percentage rate (APR) of 5.99%.
View our Bank of America auto loan eligibility requirements for more information.
Bank of America offers competitive rates and flexible loan and payment terms. Explore rates, estimate your monthly payments and apply online for an auto purchase loan or to refinance your current auto loan.
Apply online
There's no fee — most decisions take about 60 seconds.
Lock in your rate
Apply early so you know how much car you can afford. Your 30-day rate lock1 gives you plenty of time to shop.
Close the deal
With your approved rate in hand, you’ll be ready to complete your refinance or go find your new ride!
Once you apply you can check application status, upload and download loan documents online using our check status tool.
Once you apply you can check application status, upload and download loan documents online using our check status tool.
60-second decision (for most applicants) with a 30-day rate lock1
Know how much you can afford before you shop
Manage all your BofA accounts in one place