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Auto Loan Rates

Preferred Rewards clients can get an interest rate discount4 of

0.25%

Gold

0.35%

Platinum

0.50%

Platinum Honors

Your auto loan made easy

  • Apply online

    There's no fee — most decisions take about 60 seconds.

    Apply Now

  • Lock in your rate

    Apply early so you know how much car you can afford. Your 30-day rate lock1 gives you plenty of time to shop.

  • Close the deal

    With your approved rate in hand, you’ll be ready to complete your refinance or go find your new ride!

Once you apply you can check application status, upload and download loan documents online using our check status tool.

Once you apply you can check application status, upload and download loan documents online using our check status tool.

Get more with Bank
of America auto loans

  • 60-second decision (for most applicants) with a 30-day rate lock1

  • Know how much you can afford before you shop

  • Manage all your BofA accounts in one place