Get a fixed-rate loan for new cars, used cars and refinancing. Rates as low as
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Advertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. These discounts will be reflected in your individual APR quote if you are approved for a loan.
New car (dealer):
Example: A 5-year, fixed-rate new car loan for $34,000 would have 60 monthly payments of $615 each, at annual percentage rate (APR) of 3.24%.
Used car (dealer):
Example: A 5-year, fixed-rate used car loan for $23,000 would have 60 monthly payments of $419 each, at an annual percentage rate (APR) of 3.54%.
Refinance:
Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of $402 each, at an annual percentage rate (APR) of 3.64%.
Buy out your lease:
Example: A 5-year, fixed-rate lease buy-out loan for $20,000 would have 60 monthly payments of $366 each, at an annual percentage rate (APR) of 3.64%.
Private party:
Example: A 5-year, fixed-rate private party loan for $18,000 would have 60 monthly payments of $340 each, at an annual percentage rate (APR) of 4.99%.
View our Bank of America auto loan eligibility requirements for more information.
Bank of America offers competitive rates and flexible loan and payment terms. Explore rates, estimate your monthly payments and apply online for an auto purchase loan or to refinance your current auto loan.