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Auto Loan Calculator

Auto Loan Calculator
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Adjust the loan term, down payment amount and interest rate to see results based on the numbers you provide – and how any changes to those numbers may affect your payment.

Your estimated monthly paymentSee loan eligibility requirements

Important note about this calculator

Results shown are for CA.

The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. Bank of America and its affiliates are not tax or legal advisers. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable.

The Preferred Rewards program is our way of rewarding you for what you already do, members can get an interest rate discount Footnote 1 of


Gold Tier


Platinum Tier


Platinum Honors Tier and higher

Your credit score affects your auto loan

One of the main factors lenders consider when you apply for a loan is your credit score. A higher score can help you secure a better interest rate—which means you'll have a lower monthly car payment.

See how your credit score is calculated

Get more with Bank
of America auto loans

  • 60-second decision (for most applicants) with a 30-day rate lock Footnote 2

  • Know how much you can afford before you shop

  • Manage all your BofA accounts in one place